Skip to main navigation.

Payment Options

Continental Divide Electric offers several options for members and consumers to make payments. Review the options below, and choose which is best for you. Questions? Call us, we'll be happy to answer them.

By Phone

CDEC offers an automated telephone payment system. It's secure, FREE and available anytime. To make a credit-card or debit-card payment, make sure you have your account number and call our toll-free number at 1-844-859-5979.


CDEC offers e-billing and e-payments online.
To visit our SmartHub, click here and follow the on-screen instructions.
To download a free SmartHub app for iPhones and Android-based devices, visit your phone's app store.

Credit/Debit Cards

CDEC accepts Visa, MasterCard and Discover, in person, online and through our toll-free automated payment system.

E-Check (Instant payment by electronic check)
* A
vailable only through SmartHub or automated phone payment system *

CDEC residential and small commercial members can pay instantly by electronic bank check, using either their checking or savings account. They can also store their information for future use and sign up for Automatic Bank Withdrawal (See payment method below.) To use E-check through our SmartHub, click here and follow the on-screen instructions.

Automatic Bank Withdrawal

CDEC also offers automatic bank withdrawals, so a member's billing charges are deducted each month from a financial institution. To sign up, please contact CDEC Billing Supervisor Donna Venable at (505) 285-6656.

Payment Locations

CDEC's Grants Office, 200 E. High St., P.O. Box 1087, Grants, NM 87020

CDEC's Gallup Office, 2500 NM Highway 602, P.O. Box 786, Gallup, NM 87305

Villa de Cubero, U.S. Highway 66, near Sky City Casino

Zuni Tribal Utility Department, 1203B South Highway 53

Payment Arrangements

If you require a payment arrangement on a past due balance, CDEC must receive it in writing. Fax your request to our Grants Office at (505) 287-2234. Or, email it by clicking here. In order to process your request, it MUST include:

  • Your CDEC account number
  • The account holder's name (first and last)
  • The service location where you receive CDEC service
  • The date you will pay a past due balance
  • The amount you will pay on the date


200 E. High St., P.O. Box 1087, Grants, NM 87020 • (505) 285-6656

Powered by Touchstone Energy Cooperatives Logo